Each year, group health plan sponsors that provide prescription drug coverage to individuals eligible for Medicare Part D must disclose to the CMS whether that coverage is "creditable" or ...

Here are two very important questions I ask clients who are over 65, still employed, and considering Medicare enrollment. One: “Is your prescription drug coverage considered to be creditable?” The ...

Forbes contributors publish independent expert analyses and insights. Diane Omdahl is a Medicare expert who keeps her readers in the know. Creditable means that the employer plan is expected to pay on ...

November 8, 2026 - KFF Answers Medicare Questions: I have drug coverage from the VA. Do I need to sign up for a Part D plan?

The Inflation Reduction Act (IRA) made several changes to Medicare Part D that may impact whether employer-sponsored coverage will be creditable for the 2025 plan year. With open enrollment season ...

When Congress created the Part D benefit for Medicare beneficiaries, it also required group health plan sponsors and certain other entities to notify Medicare-eligible participants and the Centers for ...

I turned 65 in August the year before last, continued to work full-time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription discount card to ...

As you may recall Medicare Part D prescription Drug Coverage became effective in 2006. The first enrollment period for Medicare Part D began November 15, 2005 and ended May 15, 2006. In subsequent ...

I turned 65 in March 2012 and continued to work full time with excellent company benefits. I decided to delay Part B until December 1, 2014 when I have retired. I enrolled in a Medicare supplement ...